Thinking of buying property in Nairobi? Whether you’re a first-time buyer, returning diaspora, or seasoned investor, this guide walks you through every step — from choosing a neighbourhood to signing the title deed.
Step 1: Define Your Budget & Goals
Before you start browsing listings, get clear on your numbers. Are you buying to live in, rent out, or resell? Your goal determines the best location and property type. In Nairobi, a solid entry-level apartment in a prime neighbourhood starts at around Ksh 5.5M, while a family home in Karen or Runda can range from Ksh 30M upwards.
If you’re financing through a mortgage, speak to your bank early. KCB, Stanbic, and Equity Bank all offer competitive home loan products. Most lenders require a 10–20% deposit and proof of income.
Step 2: Choose Your Neighbourhood Wisely
Nairobi’s real estate market is hyper-local. Westlands and Kilimani offer the best rental yields for investors (6–9%), while Karen and Runda provide more space, tranquility, and long-term appreciation. For diaspora buyers, Westlands’ furnished apartments offer immediate rental income with minimal management overhead.
Step 3: Work with a Trusted Agent
A good Nairobi real estate agent does more than show you properties — they conduct due diligence on ownership records, check land rates, and negotiate on your behalf. Always verify that your agent is registered with the Estate Agents Registration Board of Kenya (EARB). EverRoyal’s team is fully compliant and transparent on all fees from day one.
Step 4: Conduct Due Diligence
Before committing, your agent and lawyer should verify the title deed is clean (no caveats or charges), confirm land rates are paid up to date, check that the building has the necessary approvals from NCA (National Construction Authority), and review the sale agreement carefully. This step protects you from Nairobi’s unfortunately common property fraud cases.
Step 5: Close the Deal
Once due diligence is complete, a 10% deposit is typically paid to secure the property. The balance is paid on completion, and the title deed is transferred to your name through the Ministry of Lands. The entire process — from offer to title — typically takes 60–90 days for a straightforward transaction.
Ready to start your property search? Contact the EverRoyal team on WhatsApp at +254 732 818 120 — we’ll guide you every step of the way.
https://www.everroyalestates.co.ke/property-neighborhood/westlands
https://www.everroyalestates.co.ke/property-neighborhood/kileleshwa
https://www.everroyalestates.co.ke/property-neighborhood/lavington
https://www.everroyalestates.co.ke/property-neighborhood/kilimani